Service terms

Pre-launch preview. Applications are closed while operator and recipient details are completed.

Who provides this service

[OPERATOR_NAME], registration [OPERATOR_REGISTRATION], address [OPERATOR_ADDRESS], provides BigLoans at https://bigloans.ph. Contact [SUPPORT_EMAIL]. Effective [EFFECTIVE_DATE], version 2026-10-v12.

Referral service

We help adults in the Philippines request eligibility checks and find partner loan offers. We do not lend money, approve loans, collect repayments or act as a debt collector. An API result or referral status is not a binding credit approval. The lender issues its own agreement and disclosures. Our role must remain within our actual registrations and partner contracts.

Your use

You must be at least 18 and supply information you are authorised to provide. Review and correct your details before submitting. Do not impersonate anyone, submit fraudulent information or interfere with the service. You may browse the public catalog without submitting an application. Read the privacy notice and the named recipients before consenting to checks.

Fees and lender disclosures

We do not charge you a referral application fee. We may receive commission from partners; it can affect ranking. Rates, fees, penalties, total cost, repayment schedule and eligibility depend on the lender. Check the lender’s full disclosure and agreement before accepting. Do not pay an advance fee to anyone claiming to guarantee approval through this site. Illustrations do not replace an individual offer.

Availability and accounts

Keep sign in codes and your device private. Contact us if your account or recovery link is misused. Partner responses can be delayed or unavailable; an unresolved status should be checked with support before another submission. We may restrict abusive use and take proportionate steps to protect the service, while preserving applicable access and complaint rights.

Complaints and applicable rights

Send service complaints to [SUPPORT_EMAIL] and privacy requests to [PRIVACY_EMAIL]. For credit terms, collection or repayment disputes, contact the relevant lender using its verified channel. We aim to acknowledge complaints within two business days and provide a substantive response within 15 business days or explain the delay. These targets do not reduce mandatory rights or regulatory time limits.

Philippine law applies subject to mandatory consumer and data-protection rights. Nothing here excludes liability that cannot lawfully be excluded, prevents a regulatory complaint, or forces you to waive statutory remedies. Material changes will be notified before they apply.